What are Closing Costs?

"Closing Costs" are the fees that cover the various services involved when you sell or buy residential real estate. Sellers & buyers negotiate the payment of these closing costs.

As indicated below, many of the costs result from getting your mortgage loan. Since SLI Mortgage, LLC has extensive experience with closings & mortgages, we are closing cost experts.

The Good Faith Estimate (Also know as the GFE)

Very soon after you apply for a loan, we will give you a "Good Faith Estimate" of your closing costs. We base this closing cost estimate on our extensive past experience. Please note that while our GFEs are very accurate, we can't always estimate closing costs to the penny. We will be glad to review the "Good Faith Estimate," answering questions and highlighting costs that sometimes change slightly at closing.

We've provided a general list of closing costs below, but we'll provide you a specific list of closing costs, with amounts, very soon after you have completed your application. At SLI Mortgage, LLC, we don't believe in surprises, so if your costs change, we'll be sure to let you know immediately.

Standard Closing Costs

Loan-Related Costs
  • Interest Payment
  • Escrow Fees
  • Taxes
  • Costs associated with "originating" your loan
  • Points — A fee paid to lower your mortgage interest rate (optional)
  • Appraisal Fee
  • Obtaining YourCredit Report
Property Taxes
  • Transfer Taxes and Recording Fees
  • Insurance
Homeowners Insurance
  • Title Insurance
  • Flood or Earthquake Insurance if applicable
  • Private Mortgage Insurance (PMI)

SLI Mortgage, LLC can answer questions about these closing costs. Give us a call: (512)-733-4868.

Got a Question?

Do you have a question? We can help. Simply fill out the form below and we'll contact you with the answer, with no obligation to you. We guarantee your privacy.

Your Information
Your Question
By checking the box, you agree that SLI Mortgage, LLC may call/text you about your inquiry, which may involve use of automated means and prerecorded/artificial voices.. Message/data rates may apply.

SLI Mortgage, LLC

NMLS# 1599234

809 Copper Frond Way
Austin, TX 78748