Very Important Notes:

#1: Please try to provide all docs needed back to us within 48-hours if you can. Otherwise, it can delay our processing Dept to process your loan application.

 #2: Please try to upload the all your docs needed via our secured website, for protecting your personal information, and helping our loan process.

#3: Please try to avoid applying any credit card or borrow money during the application phase.  Otherwise, it will delay your loan process.

 #4: Please fill out the multiple property sheet (mp_sample_sheet.xlsx) if you have more than one properties. It is very important to get this filled form back to us.  Otherwise, it will delay your loan process "BIG" time.

mp_sample_sheet.xlsx

  Document Name Mortgage Programs Description
    Purchase Refinance Cash out please only choose the program that appliy to you.
           

1

Purchase Contract & Addendum. x N/A N/A please get the purchase contract and amendament.

2

Social Security Number x x x You can call in to give us your SSN, if you have not done that yet. We will need both you and spouse SSN if you filled joint-return on your tax.

3

Latest 1-Full-month Paystub x x x Make sure  it is the latest one.

4

Latest 2-Full month Bank Statement x x x (1). Please send all pages including BLANK pages. (2). The statement should show that you have enough fund to pay the Downpayment (for purchase), and closing cost.

5

Last Two Year's W2 x x x always to give us the latest two year's W2.

6

Identification  x x x Driver License

7

Immigration Doc (if you are not U.S.A Citizen) x x x Green Card (if you are permanent resident), Passport, Visa

8

Last Two Year's TAX RETURN x x x You need to provide if you own rental properties or you are self-employed.

9

Home Insurance Contact Information x x x Please provide your home insurance agent's phone, email.

10

Mortgage Statements

x x x Please provide the mortgage statement for each property you owe

 11

 Property Tax Receipt

Home Insurance Receipt

HOA receipts

 x  x  x

Please provides tax, home insurance and HOA for each property you currently own.  you can click on the following link to see the sample of these docs.

sample_TAX_statement_travis_willision.pdf

sample_INSURANCE_dec.pdf